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1 to 72 months on vehicles up to 2 calendar years old 1 to 66 months on vehicles 3 to 6 calendar years old No prepayment or early termination fees Low cost value-added vehicle products are available from the Credit Union:
Protects you from the high cost of maintaining your vehicle Includes roadside assistance, towing, travel expenses and rental car reimbursement
Protects you in the event your stolen or totaled vehicle insurance settlement is less than your loan balance
Makes your loan payments in the event of disability and pays off or reduces your loan balance in the event of death No health questions are required to obtain coverage Pre-existing conditions ARE insured after 6 months from the date the insurance is purchased Complements your existing insurance by covering your loan payments and allowing other insurance money to be used for the care of your family's day-to-day expenses Provides low cost disability protection for self-employed people Free loan rewrites Receive a lower loan rate every time you notify the Credit Union that your credit score has improved a letter grade. The Titled Secured Loan Payment Recalculation Program allows you to lower your loan payment as often as you want. The program will recalculate a new lower loan payment when you: Sign a Titled Secured Loan Payment Recalculation Program Agreement form Make a special loan payment that equals at least one monthly payment under the original loan terms Pay a fee of $10.00 per recalculation The Titled Secured Loan Skip-A-Payment Program helps you meet life's emergencies or unexpected bills. The program allow you to skip a loan payment, remain current on your loan and have the skipped payment's interest added to the end of your loan. To obtain a Skip-A-Payment you must: Be current on all of your Credit Union loans Complete and return a Titled Secured Loan Skip-A-Payment Program form with copies of your latest pay stubs Pay a fee of $25.00 To Apply for a Vehicle Loan (You must be a Credit Union member to apply for a loan) |







