Unsecured Loan and Signature Loan Features

Signature Loan

  • The Signature Loan is our No Fee, Fixed Rate, Fixed Term Loan that can be used for any need that you have:

    • Bill consolidation
    • Purchase items
    • Debt refinancing
    • Personal Loan
    • Vacation Loan
    • And more
  • The Signature Loan Payment Recalculation Program allows you to lower your loan payment as often as you want. The program will recalculate a new lower loan payment when you:
    • Sign a Signature Loan Payment Recalculation Program Agreement form
    • Make a special loan payment that equals at least one monthly payment under the original loan terms
    • Pay a fee of $10.00 per recalculation
    • Click here to Contact Us
  • The Signature Loan Skip-A-Payment Program helps you meet life's emergencies or unexpected bills. The program allows you to skip a loan payment, remain current on your loan and have the skipped payment's interest added to the end of your loan. To obtain a Skip-A-Payment you must:
    • Be current on all of your Credit Union loans
    • Complete and return a Signature Loan Skip-A-Payment Program form with copies of your latest pay stubs
    • Pay a fee of $25.00
    • Click here to Contact Us
  • Click here for current loan rates

To Apply for an Unsecured Signature Loan (You must be a Credit Union member to apply for a loan)

Signature Line of Credit Loan

  • The Signature Line of Credit Loan provides you the convenience of a credit card (without the plastic) and the peace of mind of a Fixed Rate of interest.
  • Your monthly loan payment is based on 3.0% of the outstanding loan balance at the time money is advanced to you.
  • Click here for current loan rates

To Apply for an Unsecured Signature Line of Credit Loan (You must be a Credit Union member to apply for a loan)

Overdraft Protection Line of Credit Loan

  • The Overdraft Protection Line of Credit Loan lends you money to prevent Non-Sufficient Funds (NSF) fees on transactions that take your share draft account negative. A $100.00 line of credit is provided with every Credit Union Share Draft account with higher lines of credit available.
  • Overdraft Protection Line of Credit features:
    • Fixed rate of interest
    • $2.00/per transfer fee
    • Minimum loan payment based on credit score
  • Click here for current loan rates

To Enroll for $100.00 OverDraft Protection Line of Credit

To Apply for an OverDraft Protection Line of Credit > $100.00

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