|
Paper Grade |
Credit Score Range |
Loan Rate Based On Borrowing up to 85% of Home Value |
Home Equity Loan Features |
|
Home Equity Line of Credit Variable Loan |
|
A+ |
750 & Above |
3.25%* (variable) |
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|
A |
749 - 710 |
3.75%* (variable) |
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|
B |
709 - 670 |
4.25%* (variable)* Invalid Format e.g. |
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|
C |
669 - 630 |
5.25%* (variable)* Invalid Format |
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|
Home Equity Loans < 5 Years in Length |
|
A+ |
750 & Above |
3.5%** Invalid Format e.g. 0.1234 |
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|
A |
749 - 710 |
4%** Invalid Format e.g. 0.1234 |
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|
B |
709 - 670 |
4.5%** Invalid Format e.g. 0.1234 |
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|
C |
669 - 630 |
5.5%** Invalid Format e.g. 0.1234 |
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|
Home Equity Loans up to 5 to 15 Years in Length |
|
A+ |
750 & Above |
4%** Invalid Format e.g. 0.1234 |
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|
A |
749 - 710 |
4.5%** Invalid Format e.g. 0.1234 |
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|
B |
709 - 670 |
5%** Invalid Format e.g. 0.1234 |
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|
C |
669 - 630 |
6%** Invalid Format e.g. 0.1234 |
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To Apply for a Home Equity Loan (You must be a Credit Union member to apply for a loan)
* Requires ACH/AutoDeduction from AGCFCU account. If payment is not by ACH, rate is .25% higher than posted rate